Ric returned to Coastal States Bank in 2018 to serve as President and Chief Executive Officer of Coastal States Mortgage, the Bank’s wholly-owned subsidiary. With over 15 years of experience in the mortgage industry, in various sales and management roles at local mortgage companies and national retail banks. Ric’s vast experience in mortgage sales management has provided leadership through the ever-changing landscape of the mortgage lending business. He has served as president of the Mortgage Lender’s Association of Hilton Head. Ric holds a Master’s in Business Administration from the University of South Carolina and a Bachelor of Business Administration from Temple University.